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| Particulars |
Processing Charges @ |
| 1. For advances upto Rs. 25,000/- (for Priority Sector and Micro & Small Enterprise Advances) |
Nil |
| 2. For Priority sector advances above Rs. 25,000/- but upto 2.00 lakhs (other than Micro & Small Enterprises Advances) |
Rs. 100/- |
| 3. For Priority Sector Advances above Rs. 2.00 lakh and upto Rs. 5.00 lakh (other than Micro & Small Enterprises Advances) |
Rs. 750/- |
| 4. For Micro & Small Enterprises Advances upto Rs. 5.00 lakh |
Nil |
| 5. For Agricultural Advances upto Rs. 2.00 lakh. |
Nil |
| 6. For Agricultural Advances above Rs. 2.00 lakh and upto Rs. 5.00 lakh |
0.10 % p.a. |
| 7. For non-priority advances upto Rs. 5.00 lakh |
0.25 % p.a. |
| 8. For all Jewel Loans & LAD |
Nil |
9. For All Advances of above Rs. 5.00 lakh (both priority & non-priority)
| Nature of facility |
Processing Charge
|
Maximum Rs.
|
Minimum Rs.
|
| For Working Capital Limits (both fresh and renewal) |
0.75% p.a.** |
35.00 lakh |
3750/- |
| For Loans (short term, medium term and long term loans) |
1.10 %^^ |
No maximum cap |
Rs. 250/- |
** 0.60 % as Processing fee and 0.15 % as Documentation Charges. (Actual stamp and registration charges extra)
^^ 0.80 % as Processing fee and 0.30 % as Documentation Charges. (Actual stamp and registration charges extra)
10. Term Loan Review Charges: (for all loans over Rs. 10 lakh) : 0.10 % p.a. ***
***Applicable to all loans with maturity period of more than 24 months.
| For Schematic Loans |
|
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Minimum |
| CUB � Consumer, Easy Ride, Yoha Vahana, Dharani and Swayam Graha |
1 % |
No Maximum Cap |
Rs. 250/- |
| CUB � Easy business |
0.50 % p.a. |
-do- |
Rs. 7500/- |
| CUB � Dharani Special |
1 % |
-do- |
Rs. 500/- |
| CUB- VidhyaVani |
Nil |
Studies in India |
| CUB- VidhyaVani |
0.20% |
Studies Abroad |
| Unit inspection charges $ |
|
| Below Rs. 2.00 lakhs |
Nil |
| Above Rs. 2.00 lakhs & upto Rs. 10.00 lakhs |
Rs. 1000 p.a. |
| Above Rs. 10.00 lakhs and upto Rs. 50.00 lakhs |
Rs. 2000 p.a. |
| Above Rs. 50 lakhs & upto Rs. 5 crores |
Rs. 5000 p.a. |
| Above Rs. 5 crores |
Rs. 10000 p.a. |
$ - in addition to stock audit fees.
| For Non Fund Facilities |
Processing Charges |
| For BG / LCs (inland) partly secured / Unsecured |
0.20% in addition to the commission. |
| For BG / LCs (inland) fully secured by Deposits |
0.10% in addition to the commission |
| Issue of Solvency Certificate |
0.30 % |
Minimum Rs. 200 and Maximum of Rs. 1,00,000/- |
| Non submission of Audited Balance Sheet(For borrowers enjoying working capital limit of Rs. 10 lakh and above) |
Rs. 500 per month |
If not submitted before 30th November (to be collected from December onwards upto the month of submission) |
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