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Thursday, 30-Jul-2015
 Home »  Corporate Banking »  Credit » Advance Processing Charges  » Advance Processing Charges
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Advance Processing Charges
Particulars Processing Charges @
1. For advances upto Rs. 25,000/- (for Priority Sector and Micro & Small Enterprise Advances) Nil
2. For Priority sector advances above Rs. 25,000/- but upto 2.00 lakhs (other than Micro & Small Enterprises Advances) Rs. 100/-
3. For Priority Sector Advances above Rs. 2.00 lakh and upto Rs. 5.00 lakh (other than Micro & Small Enterprises Advances) Rs. 750/-
4. For Micro & Small Enterprises Advances upto Rs. 5.00 lakh Nil
5. For Agricultural Advances upto Rs. 2.00 lakh. Nil
6. For Agricultural Advances above Rs. 2.00 lakh and upto Rs. 5.00 lakh 0.10 % p.a.
7. For non-priority advances upto Rs. 5.00 lakh 0.25 % p.a.
8. For all Jewel Loans & LAD Nil
9. For All Advances of above Rs. 5.00 lakh (both priority & non-priority)
Nature of facility Processing Charge Maximum Rs. Minimum Rs.
For Working Capital Limits (both fresh and renewal) 0.75% p.a.** 35.00 lakh 3750/-
For Loans (short term, medium term and long term loans) 1.10 %^^ No maximum cap Rs. 250/-

** 0.60 % as Processing fee and 0.15 % as Documentation Charges. (Actual stamp and registration charges extra)

^^ 0.80 % as Processing fee and 0.30 % as Documentation Charges. (Actual stamp and registration charges extra) 10. Term Loan Review Charges: (for all loans over Rs. 10 lakh) : 0.10 % p.a. ***

***Applicable to all loans with maturity period of more than 24 months.

For Schematic Loans

CUB � Consumer, Easy Ride, Yoha Vahana, Dharani and Swayam Graha 1 % No Maximum Cap Rs. 250/-
CUB � Easy business 0.50 % p.a. -do- Rs. 7500/-
CUB � Dharani Special 1 % -do- Rs. 500/-
CUB- VidhyaVani Nil Studies in India
CUB- VidhyaVani 0.20% Studies Abroad

Unit inspection charges $
Below Rs. 2.00 lakhs Nil
Above Rs. 2.00 lakhs & upto Rs. 10.00 lakhs Rs. 1000 p.a.
Above Rs. 10.00 lakhs and upto Rs. 50.00 lakhs Rs. 2000 p.a.
Above Rs. 50 lakhs & upto Rs. 5 crores Rs. 5000 p.a.
Above Rs. 5 crores Rs. 10000 p.a.

$ - in addition to stock audit fees.

For Non Fund Facilities Processing Charges
For BG / LCs (inland) partly secured / Unsecured 0.20% in addition to the commission.
For BG / LCs (inland) fully secured by Deposits 0.10% in addition to the commission

Issue of Solvency Certificate 0.30 % Minimum Rs. 200 and Maximum of Rs. 1,00,000/-

Non submission of Audited Balance Sheet(For borrowers enjoying working capital limit of Rs. 10 lakh and above) Rs. 500 per month If not submitted before 30th November (to be collected from December onwards upto the month of submission)
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Latest News

1. Download most secured Android mobile banking application from Google Playstore.

2."Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL on the same day.....issued in the interest of investors."

3. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

4.To book a Railway Ticket in IRCTC site,Choose Credit Card option and select HDFC or ICICI or AXIS or CITI BANK Gateway then type CUB VISA card details to book your tickets.

5.Customers are requested to use their 15 digit account number for NEFT/RTGS/ECS remittance.

6.You can walk into any of our CUB branches and pay Chennai Corporation Property Tax by Cash or Cheque

7.Customers are requested to update their mobile no., email id etc., with the branches where they are having their accounts to facilitate us to send the maturity intimation of deposits through SMS, Mobile, email from 01.01.2013 as we are going to discontinue the practice of sending the same through post

8.Disabling of Cash Retraction in our ATM’s

9.Now Customers can Pay their Taxes online using CUB NetBanking.To Know More Click here

10.CUB Launches corporate Net Banking with Transactional Facility.......To Know More Click here

11.Customers can View t?eir Form 26-AS for their Registered PAN in OUR net Banking.

12.Open Deposit in two clicks.Customer can open Term Deposit online using their Net Banking .

13.Now you can pay TamilNadu Commercial Tax payment through our Netbanking

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