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3.Using your CUB-ATM card

 

STEP.1

Insert your ATM CARD into the slot indicated

STEP.2

Next the ATM will prompt you to key in the personal identification Number (PIN). Please take care to key in the correct PIN. After the pin is input, the ATM process the information and if it is found correct, guides  you step by step for conducting transactions.

If the wrong PIN is entered thrice, the card will retained by the ATM. If you are using the card for the first time, you will be prompted to change the PIN and please change the PIN immediately.

In case , you have forgotten your PIN the card cannot be used. Please surrender the card to your branch and apply for a new card. New card will be issued to you at a charge of Rs.200/-.Please contact your Branch for assistance.

STEP.3

At this stage options will appear on the screen and you can choose the appropriate options.

Options what it is meant for Fast Cash

This option allows you to withdraw fixed sums like Rs.100/-,Rs.200/-.Rs.1000/- subject to availability of balance in your account

Cash withdrawal:

You can withdraw cash in multiples of Rs.100/-.Minimum Rs.100/- and up to the limit fixed by the bank per cycle depending on the availability of balance in your account. After you choose one of the above options and also input the amount required, the ATM dispenses cash as well as transaction receipt.

Care: Please pick up the cash as soon as it is dispensed, otherwise after a few seconds the ATM will take the cash back into the machine. In such eventuality, please contact the branch for assistance. Re-crediting the cash involves reconciliation work and it is cumbersome process which will take its own time.

The ATM prompts you for further transactions( in case of fast cash option no prompt will be there). If no further transaction your card will be pushed out of you to collect it. In case of fast cash option, you are prompted to collect the card and on collection of the card the cash is dispensed.

Pin change:

This option is to be used to change your PIN. You can do this as often as you desire.

Balance Enquiry:

By exercising this option, card holder can see the balance in the designated accounts on the ATM screen.

Statement of Account:

You can obtain a online mini statement of account for the last 5 transactions on your account. The statement will appear on the transaction slip.

STEP.4

If you have no further transactions, please collect your ATM card. The card should be collected as soon as it is sent out (within 30 seconds), else it will be retained by the ATM. In such an event, please contact the Branch along with advice printout you received from the ATM. In such an event, please contact the Branch at which you maintain your account.

In case of problem in cash dispensing or card retained by the ATM you are requested to contact the branch along with advice printout you received from the ATM.

4.What to do if your CUB ATM card is lost or stolen.

Please notify the ATM Branch from where you obtained the card, if the card is lost, stolen or the PIN is forgotten or accidentally divulged. Report the loss to the police and obtain a copy of FIR lodged with the police station. Confirm immediately the loss to your branch in writing along with a copy of police complaint/FIR.A new card will be issued on application at a charge of Rs.200/-.

NOTE: Any financial loss arising out of un authorised use of the ATM card till such time the bank records the notice of loss of card will be to the card Holder's account. 

5.Card Renewal:

Cards that have been used satisfactory will be renewed and new card sent to the card holders before the expire of the ATM card.

 
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