(a) Individuals in his/her name.

(b) Two or more persons in their joint names with Mandatory instructions.

(c) Minors at the age of 12 and above in his/her own name subject to a maximum balance of     Rs.50000/- in the account.

(d) Minor's jointly with guardian. 

(e)Non Resident Indians, Subject to FERA 1 Exchange Control Regulations.