3.1 At the time of opening of the account, the depositor has to decide the minimum amount of the installment, called the "SEED AMOUNT" 

3.2 The depositor will be given the option to remit any amount by way of monthly subscription in multiples of Rs 10/­ over and above the seed amount up to 10 times of the "Seed Amount" Subject to a maximum of Rs.10,000/­per month.

3.3 The minimum amount Le the Seed amount, acceptable under the scheme is fixed at Rs.100/- p.m.