4.1 The subscription for the month must be paid on or before the 1Oth of every month so as to be eligible for interest for the month.

4.2 If the depositor falls to remit the subscription for three months consecutively the account will be treated   as  withdraw able before maturity with a penalty of1.00% pa, on the applicable, rate for the period run or allowed to be withdrawn on the due date at the contracted rate of interest, as in the case of other term deposits.