BAJAJ LIFE INSURANCE iSecureII

Bajaj Life Isecure II

A Non-Linked, Non-Participating, Individual Life Insurance Term Plan


What is Bajaj Life iSecure II?

Bajaj Life iSecure II is a pure term insurance plan designed to offer financial protection for wide range of customers including self-employed individuals, who do not have a fixed source of income, ITR (Income Tax Returns) or salary slips.

Although beneficial for self‑employed individuals, Bajaj Life iSecure II is equally well‑suited for salaried professionals and business owners

Key Advantages


Affordable Life Cover

Get high life cover at a cost that fits your budget


Auto Cover Continuance2

Maintain full life cover even if premium payments are delayed by up to 12 months


Flexible Payout Option

You have the option to exit the policy before its maturity and get back the premiums you have paid


Early Exit Option3 Options

Options Enhance your base plan with riders4 for comprehensive protection at a nominal extra cost.


Return of Premium5

You have the option to get back the total premiums paid on policy maturity.


Add Extra Protection with Riders

Choose from various riders available- Critical Illness Benefit, Accidental Death Benefit, and more.

How Does Bajaj Life iSecure II Plan Work?


Step 1 - Identify your Life Cover < https://www.bajajlifeinsurance.com/term-insurance-plans/term-insurance-calculator.html>

  • Decide how much life cover your family will need based on your current income, age, responsibilities, and long-term goals.

Step 2 - Pick your Plan Variant

    Choose the variant that fits your needs.

  • Life
  • ROP
  • Easy

Step 3 - Select Policy Payout option

    Choose how your family receives policy benefits.

  • One-time lump sum
  • Lump sum + monthly income installments (for 5-40 years)
  • Only monthly income instalments (for 5–40 years)

Step 4 - Set Policy & Premium Payment term

  • Choose how long you want coverage and how long you will pay premiums.

Step 5 – Choose Premium Payment frequency

  • Pay yearly, half-yearly, quarterly, or monthly.

  • Your premium depends on age, cover amount, and plan variant.


Bajaj Life Insurance Ltd. (Formerly known as Bajaj Life Insurance Company Limited)


BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS -IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.


Risk Factors and Warning Statements: Bajaj Life Insurance Limited and Bajaj Life iSecure II are the names of the company and the product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochure & policy document of base plan and riders (available on www.bajajlifeinsurance. com) carefully before concluding a sale. Regd. Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006 IRDAI Reg. No.: 116 CIN: U66010PN2001PLC015959, Call us on Customer Care Number: 020-6712 1212, Mail us: customercare@bajajlife.com. Bajaj Life iSecure II (UIN: 116N208V03) is A Non-Linked, Non-Participating, Individual Life Insurance Term Plan. The Logo of Bajaj Life Insurance Limited is provided on the basis of license given by Bajaj Finserv Limited to use its “Bajaj” Logo. All charges/ taxes, as applicable, will be borne by the Policyholder.


The risk factors of the bonuses projected under the product are not guaranteed | Past performance of the Company doesn’t construe any indication of future bonuses | The product is subject to the overall performance of the Company in terms of investments, management of expenses, mortality and lapses.


2Option to defer the premiums due for a period of up to 12 months from the due date, while maintaining the full risk cover under the base plan and attached riders, if any. Provided at least 3 policy years have been completed and provided all due premiums have been paid, and the policy is in-force. The Auto Cover Continuance Benefit shall not be available during the last year of the premium paying term. A gap of at least 5 policy years from the expiry date of previous Auto Cover Continuance Benefit. There is no additional premium applicable for this feature and no interest shall be levied on the premium due during the Auto Cover Continuance Benefit period. Available with variant 1- Life and variant 2 - ROP variants


3Early Exit Value is available with Life variant. Policy should be in force at the time of availing this option. The policyholder’s age at inception should be 50 years or less. The chosen policy term should be at least 35 years. The policyholder’s age at maturity should be at least 70 years. No prior claims have been made under the policy. option can be exercised at any time during the first five (5) policy years immediately after the life assured has attained age 60.


5Maturity Benefit is available with Variant 2 – ROP. The Return of Premium amount is total of all the premiums paid under the base product, excluding any extra premium and taxes, if collected explicitly


City Union Bank is a Corporate Agent for Bajaj Life Insurance Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0023 This Plan is offered and underwritten by Bajaj Life Insurance Limited. The purchase of an insurance plan by the customer is purely on voluntary basis.


BLIC-WC-EC-22885/26

கடைசியாக புதுப்பிக்கப்பட்ட தேதி: 05-08-2026 07:19:08 PM

CUB வங்கி சேவைகள்

இப்போது விண்ணப்பியுங்கள்







4kK6K


CUB வங்கி சேவைகள்

ஒரு தனித்துவமான வங்கி
உங்கள் அனைத்து தேவைகளுக்கும்.
எங்கும்... எந்த நேரத்திலும்...

உங்கள் அனைத்து தேவைகளுக்கும் ஒரு தனித்துவமான வங்கி. எங்கும்... எந்த நேரத்திலும்...

UPI help