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Insurance Senior Citizen Red Carpet Plan


Senior Citizen Red Carpet Plan            

The optimum policy for seniors over 60 years of age with several advantages


High Lights

  • Cover till 75 years: For Senior citizens aged between 60 to 75 years.
  • No pre-acceptance medical screening: Pre-insurance medical test is not required.
  • Covers pre-existing diseases: Covers pre-existing diseases from the second year onwards.
  • Flexible policy basis: Get Protected upto 25 Lakhs on Individual and Floater basis
  • Medical Consultations: Medical Consultations as an out-patient in a Network Hospital.
  • Constant premium: Constant premium with lifetime renewals guaranteed.



New Features:

  • Three additional Sum Insured Options namely Rs.15 lacs, Rs.20 lacs and Rs.25 lacs introduced
  • Policy is available for 1 / 2 / 3 year which can be renewed. Where the policy is issued for more than 1 year, the Sum Insured is for each year, without any carry over benefit thereof
  • Policy can be issued both on Individual and Floater Basis
  • Cataract limits revised
  • Outpatient consultation in network hospitals
  • Cost of Health Checkup


Hospitalization Coverage:

  • Protects the insured for in patient hospitalization expenses for a minimum of 24 hrs. These expenses include room rent, nursing and boarding charges, Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drugs upto the limits specified.
  • Ambulance charges for emergency transportation to hospital as per specified limits.
  • Pre hospitalization expenses up to 30 days prior to date of hospitalization
  • Post-hospitalization paid as lump-sum upto the limit specified.
  • Expenses on Medical Consultations as an Out Patient in a Network Hospital up to the limits specified.
  • Cost of Health Checkup for every claim free year upto the limits specified
  • All day-care procedures covered.
  • Sub-limits applicable for specified illness/ disease.


* For more details, contact the nearest branch or Click here to refer product brochures.