Dear Customer, Click here to know about Emergency Credit Line Guarantee Scheme(ECLGS)      

NRI Housing Loan Loan Against NRI Deposits

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CUB offers Easy and quick processing of housing loan to individuals for purchase of : 

  • Site for construction of a house 
  • Purchase of a ready built house / flat 
  • To carryout repairs/ renovations/ alterations/ extension of the existing house
  • Purchase of a flat under construction
  • Takeover of existing housing loans from other banks.
  • Eligibility : Salaried Employees : 60 months net take home pay
                    Professionals/ Business/ Self employed : 5 times of income declared in the latest ITR
  • Loan amount: Maximum of Rs.1 Crore
  • Margin : 25%
  • Repayment tenor : Maximum 180 months for purchase and construction of house.
  • Click here for Interest rate, charges and required documents - Check and update interest rate and write 'effective from' date.
  • EMI Calculator

Loans Against NRI Deposits

  • Loans (Fund Based / Non Fund Based) can be availed against NRE / FCNR Deposits either in the name of NRI or third party
  • Rate of interest and margin will be as per RBI directive and Bank’s policy in force from time to time.
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