credit card charges

Dear Customers, We are planning for a maintenance of our systems to serve you better. Due to this there may be disruption in our services on 07th Nov 2025 between 00:30 Hrs to 03:30 Hrs in ATM Switch Services. Please bear with the disruption if any and we regret for the inconvenience caused.

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CITY UNION BANK is registered with DICGC

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Looking for something specific?
We are here to assist.

Ask Lakshmi, Your Virtual Assistant

Call CUB’s 24 X 7 Customer Care:

Write to us: customercare@cityunionbank.com

Credit Card Charges

PARAMETER	DHI CUB VISA /MASTER /RUPAY CREDIT CARD
Joining Fee - (Primary Card)	NIL
Annual Fee - (Primary Card)	NIL
Annual Fee - (Supplementary Card)	NIL
Minimum Amount Due (MAD)	10% of billed amount plus any overdue and over limit amount.
Cash Advance Fee	Up to 5% of amount withdrawn with a minimum of Rs.500/-.
Interest Rate (Annual Percentage Rate)	Up to 2.95% p.m. (Up to 35.40% p.a.)
Foreign Exchange Conversion Fee	Up to 2.50% for transactions not in Indian Rupees.
Interest Free Credit Period	Not less than 20 days from statement date.
Late Payment Fee	Rs.500/- for every month of delay.
Over limit Fee	Up to Rs.500/- per statement cycle if the account is over limit at any time during statement cycle.
Card Replacement Fee	Rs.500/-
Rental Surcharge	1% of the value of transaction performed under MCC 6513
Goods & Service Tax	At applicable rates for fees & charges that fall within the purview of the tax