credit card charges

Dear Customers, We are planning for a maintenance of our systems to serve you better. Due to this there may be disruption in our services on 21st Feb 2026 between 00:30Hrs to 03:30Hrs in ATM Switch Services. Please bear with the disruption if any and we regret for the inconvenience caused.

Maintenance Activity

A Fake message with link in the name of "City Union Bank Pongal Gift" is spreading across social media and other channels. Please do not click the link or share any credentials to avoid any financial loss.

Customer Awareness

Download E-Paper News at this important juncture each day from The New Indian Express & Dinamani

E-Paper

CITY UNION BANK is registered with DICGC

DICGC

Domestic
18001205000

International
044 7122 5000

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Ask Lakshmi, Your Virtual Assistant

Call CUB’s 24 X 7 Customer Care:

Write to us: customercare@cityunionbank.in

Looking for something specific?
We are here to assist.

Ask Lakshmi, Your Virtual Assistant

Call CUB’s 24 X 7 Customer Care:

Write to us: customercare@cityunionbank.in

Credit Card Charges

PARAMETER	DHI CUB VISA /MASTER /RUPAY CREDIT CARD
Joining Fee - (Primary Card)	NIL
Annual Fee - (Primary Card)	NIL
Annual Fee - (Supplementary Card)	NIL
Minimum Amount Due (MAD)	10% of billed amount plus any overdue and over limit amount.
Cash Advance Fee	Up to 5% of amount withdrawn with a minimum of Rs.500/-.
Interest Rate (Annual Percentage Rate)	Up to 2.95% p.m. (Up to 35.40% p.a.)
Foreign Exchange Conversion Fee	Up to 2.50% for transactions not in Indian Rupees.
Interest Free Credit Period	Not less than 20 days from statement date.
Late Payment Fee	Rs.500/- for every month of delay.
Over limit Fee	Up to Rs.500/- per statement cycle if the account is over limit at any time during statement cycle.
Card Replacement Fee	Rs.500/-
Rental Surcharge	1% of the value of transaction performed under MCC 6513
Goods & Service Tax	At applicable rates for fees & charges that fall within the purview of the tax