Ask Lakshmi, Your Virtual Assistant
Call CUB’s 24 X 7 Customer Care: 
Write to us: customercare@cityunionbank.in
Ask Lakshmi, Your Virtual Assistant
Call CUB’s 24 X 7 Customer Care:
Write to us: customercare@cityunionbank.in
| Savings Account | |
|---|---|
| From 25-06-2025 | |
| Day End Balance | ROI(%) |
| Below Rs.10 lakh | 2.75% |
| Rs.10 lakh & Above and Below Rs.1 Crore |
3.00% |
| Rs.1 Crore & Above and Below Rs.10 Crore |
3.50% |
| Rs.10 Crore & Above and Below Rs.50 Crore |
4.00% |
| Rs.50 crore and Above |
4.50% |
| Domestic/NRO Callable Term Deposit |
|||||
|---|---|---|---|---|---|
| From 14-01-2026 |
|||||
| Period | Rate of Interest % p.a | ||||
| General | Senior Citizen | Super Senior Citizen | |||
| 7 days to 14 days | 4.00% | 4.00% | 4.00% | ||
| 15 days to 45 days | 4.25% | 4.25% | 4.25% | ||
| 46 days to 90 days | 4.75% | 4.75% | 4.75% | ||
| 91 days to 180 days | 5.75% | 5.75% | 5.75% | ||
| 181 days to 270 days | 6.00% | 6.25% | 6.25% | ||
| 271 days to 364 days | 6.25% | 6.50% | 6.55% | ||
| 365 days to 499 days | 6.80% | 7.00% | 7.05% | ||
| 500 days | 7.00% | 7.25% | 7.50% | ||
| 501 days to 3 Years | 6.50% | 6.75% | 6.80% | ||
| Over 3 Years upto 10 Years | 6.25% | 6.50% | 6.60% | ||
| Tax Saver | 6.75% | ||||
| For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable. | |||||
| NRE TERM DEPOSITS (Senior citizen & Super senior citizen rate not applicable) | |
|---|---|
| From 14-01-2026 | |
| PERIOD | ROI(%) |
| 365 days to 499 days |
6.80% |
| 500 days |
7.00% |
| 501 days to 3 Years |
6.50% |
| Over 3 Years up to 10 Years |
6.25% |
| Non-Callable deposit above 1 Cr and below 3 Cr |
|||||
|---|---|---|---|---|---|
| From 14-01-2026 |
|||||
| Period | Rate of Interest % p.a | ||||
| General | Senior Citizen | Super Senior Citizen | |||
| 7 days to 14 days | 4.00% | 4.00% | 4.00% | ||
| 15 days to 45 days | 4.25% | 4.25% | 4.25% | ||
| 46 days to 90 days | 4.75% | 4.75% | 4.75% | ||
| 91 days to 180 days | 5.80% | 5.80% | 5.80% | ||
| 181 days to 270 days | 6.10% | 6.35% | 6.40% | ||
| 271 days to 364 days | 6.35% | 6.55% | 6.60% | ||
| 365 days to 499 days | 6.90% | 7.10% | 7.15% | ||
| 500 days | 7.10% | 7.30% | 7.55% | ||
| 501 days to 3 Years | 6.60% | 6.85% | 6.90% | ||
| Over 3 Years upto 10 Years | 6.30% | 6.55% | 6.65% | ||
| For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable. | |||||
| NRE Non-Callable Term Deposits above 1 Cr and below 3 Cr (Senior citizen & Super senior citizen rate not applicable) | |
|---|---|
| From 14-01-2026 | |
| PERIOD | ROI(%) |
| 365 days to 499 days |
6.90% |
| 500 days |
7.10% |
| 501 days to 3 Years |
6.60% |
| Over 3 Years up to 10 Years |
6.30% |
| Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
|---|---|---|---|---|---|---|---|
| From 06-02-2026 | Callable Bulk Deposit | ||||||
| Period | ROI(%) | ||||||
| Rs. 3 Cr to < Rs. 5 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 20 Cr | Rs. 20 Cr to < Rs. 25 Cr | Rs. 25 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to 500 Cr | |
| 7 days to 14 days | 4.00% | 4.00% | 4.00% | 4.25% | 4.50% | 4.75% | 4.75% |
| 15 days to 45 days | 4.25% | 4.25% | 4.25% | 4.75% | 4.75% | 4.75% | 4.75% |
| 46 days to 90 days | 5.25% | 5.25% | 5.25% | 5.25% | 6.00% | 6.00% | 6.00% |
| 91 days to 180 days | 6.30% | 6.30% | 6.30% | 6.30% | 6.30% | 6.55% | 6.55% |
| 181 days to 270 days | 6.40% | 6.40% | 6.40% | 6.40% | 6.50% | 6.60% | 6.60% |
| 271 days to 364 days | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.65% | 6.65% |
| 365 days to 499 days |
7.20% | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% |
| 500 days | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% |
| 501 days to 3 years | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
| Above 3 years to 10 years | -- | -- | -- | -- | -- | -- | -- |
| NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
|---|---|---|---|---|---|---|---|
| From 06-02-2026 | Callable Bulk Deposit | ||||||
| Period | ROI(%) | ||||||
| Rs. 3 Cr to < Rs. 5 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 20 Cr | Rs. 20 Cr to < Rs. 25 Cr | Rs. 25 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to 500 Cr | |
| 365 days to 499 days |
7.20% | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% |
| 500 days | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% | 7.20% |
| 501 days to 3 years | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
| Above 3 years to 10 years | -- | -- | -- | -- | -- | -- | -- |
| Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
|---|---|---|---|---|---|---|---|
| From 06-02-2026 | Non Callable Bulk Deposit-CUB Deposit PLUS | ||||||
| Period | ROI(%) | ||||||
| Rs. 3 Cr to < Rs. 5 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 20 Cr | Rs. 20 Cr to < Rs. 25 Cr | Rs. 25 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to 500 Cr | |
| 7 days to 14 days | 4.05% | 4.05% | 4.05% | 4.30% | 4.55% | 4.80% | 4.80% |
| 15 days to 45 days | 4.30% | 4.30% | 4.30% | 4.80% | 4.80% | 4.80% | 4.80% |
| 46 days to 90 days | 5.30% | 5.30% | 5.30% | 5.30% | 6.10% | 6.10% | 6.10% |
| 91 days to 180 days | 6.40% | 6.40% | 6.40% | 6.40% | 6.65% | 6.80% | 6.80% |
| 181 days to 270 days | 6.55% | 6.55% | 6.55% | 6.55% | 6.75% | 6.85% | 6.85% |
| 271 days to 364 days | 6.70% | 6.70% | 6.70% | 6.75% | 6.75% | 6.85% | 6.85% |
| 365 days to 499 days |
7.25% | 7.25% | 7.25% | 7.25% | 7.25% | 7.25% | 7.25% |
| 500 days |
7.25% | 7.25% | 7.25% | 7.25% | 7.25% | 7.25% | 7.25% |
| 501 days to 3 years | 7.25% | 7.25% | 7.25% | 7.25% | 7.25% | -- | -- |
| Above 3 years to 10 years | -- | -- | -- | -- | -- | -- | -- |
| NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
|---|---|---|---|---|---|---|---|
| From 06-02-2026 | Non Callable Bulk Deposit-CUB Deposit PLUS | ||||||
| Period | ROI(%) | ||||||
| Rs. 3 Cr to < Rs. 5 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 20 Cr | Rs. 20 Cr to < Rs. 25 Cr | Rs. 25 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to 500 Cr | |
| 365 days to 499 days |
7.25% | 7.25% | 7.25% | 7.25% | 7.25% | 7.25% | 7.25% |
| 500 days |
7.25% | 7.25% | 7.25% | 7.25% | 7.25% | 7.25% | 7.25% |
| 501 days to 3 years |
7.25% | 7.25% | 7.25% | 7.25% | 7.25% | -- | -- |
| Above 3 years to 10 years | -- | -- | -- | -- | -- | -- | -- |
Bulk Deposit shall be accepted only with prior permission from Bank's Treasury Department
Bulk Deposit are subject to change without prior notice
| Interest rates for FCNR (B) Deposits with effect from 02-02-2026 | |||||||
|---|---|---|---|---|---|---|---|
| PERIOD | USD | GBP | EUR | YEN | CAD | AUD | SGD |
| 1 Year and above but less than 2 Years | 5.00% | 4.25% | 2.50% | 0.20% | 3.00% | 4.00% | 2.00% |
| 2 Years and above but less than 3 Years | 4.00% | 4.00% | 2.00% | 0.20% | 2.75% | 3.95% | 0.00% |
| 3 Years and above but less than 4 Years | 3.25% | 3.00% | 1.50% | 0.20% | 2.50% | 3.85% | 0.00% |
| 4 Years and above but less than 5 Years | 3.00% | 3.00% | 1.40% | 0.20% | 2.50% | 3.75% | 0.00% |
| 5 Years only | 3.25% | 3.00% | 1.40% | 0.20% | 2.50% | 3.65% | 0.00% |
| Interest rates on RFC Deposits with effect from 02-02-2026 | ||||
|---|---|---|---|---|
| PERIOD | USD | GBP | EUR | SGD |
| 1 Year and above but less than 2 Years | 5.00% | 4.25% | 2.50% | 2.00% |
| 2 Years and above but less than 3 Years | 4.00% | 4.00% | 2.00% | 0.00% |
| 3 years | 3.25% | 3.00% | 1.50% | 0.00% |
We may offer 0.50% p.a. on USD RFC savings account & 0% p.a. on EUR, SGD & GBP RFC savings account.
* Pre-closure penalty as per bank’s policy from time to time.
Last Updated on: 06-02-2026 12:22:52 AM
Bank on CUB Bank on CUB
A distinct bank
for all your needs.
Anywhere... Anytime...
A distinct bank for all your needs. Anywhere... Anytime...
