Revision of interest rate for Domestic Term Deposits & NRO Deposits


Savings Account
From 25-06-2025
Day End Balance ROI(%)
Below Rs.10 lakh 2.75%
Rs.10 lakh & Above and Below Rs.1 Crore
3.00%
Rs.1 Crore & Above and Below Rs.10 Crore
3.50%
Rs.10 Crore & Above and Below Rs.50 Crore
4.00%
Rs.50 crore and Above
4.50%

Domestic/NRO Callable Term Deposit
From 13-06-2025
Period Rate of Interest % p.a
General Senior Citizens Super Senior Citizens
7 days to 14 days 4.00% 4.00% 4.00%
15 days to 45 days 4.00% 4.00% 4.00%
46 days to 90 days 5.25% 5.25% 5.25%
91 days to 180 days 5.75% 5.75% 5.75%
181 days to 270 days 6.25% 6.50% 6.50%
271 days to 364 days 6.25% 6.50% 6.50%
365 days 6.75% 7.00% 7.10%
366 days to 3 Years 6.65% 6.90% 7.00%
Above 3 Years upto 10 Years 6.25% 6.50% 6.50%
Tax Saver 6.25%
For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable.

NRE TERM DEPOSITS (Senior citizen & Super senior citizen rate not applicable)
From 13-06-2025
PERIOD ROI(%)
365 days
6.75%
366 days to 3 Years
6.65%
Above 3 Years up to 10 Years
6.25%


Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above
From 13-08-2025 Callable Bulk Deposit
Period ROI(%)
Rs. 3 Cr to < Rs. 5 Cr Rs. 5 Cr to < Rs. 10 Cr Rs. 10 Cr < Rs. 20 Cr Rs. 20 Cr to < Rs. 25 Cr Rs. 25 Cr to < Rs. 50 Cr Rs. 50 Cr to < Rs. 100 Cr Rs. 100 Cr to 500 Cr
7 days to 14 days 4.00% 4.00% 4.00% 4.25% 4.25% 5.00% 5.00%
15 days to 45 days 5.00% 5.00% 5.00% 5.00% 5.00% 5.25% 5.25%
46 days to 90 days 5.25% 5.25% 5.25% 5.25% 5.35% 5.35% 5.35%
91 days to 180 days 5.65% 5.65% 5.65% 5.65% 5.75% 5.75% 5.75%
181 days to 270 days 6.25% 6.25% 6.25% 6.25% 6.25% 6.25% 6.25%
271 days to 364 days 6.25% 6.25% 6.25% 6.25% 6.25% 6.25% 6.25%
365 days
7.00% 7.00% 7.00% 7.00% 7.00%
7.00%
7.10%
366 days to 400 days 6.25% 6.25% 6.25% 6.25% 6.25% -- --
401 days upto 10 years -- -- -- -- -- -- --


NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above
From 13-08-2025 Callable Bulk Deposit
Period ROI(%)
Rs. 3 Cr to < Rs. 5 Cr Rs. 5 Cr to < Rs. 10 Cr Rs. 10 Cr < Rs. 20 Cr Rs. 20 Cr to < Rs. 25 Cr Rs. 25 Cr to < Rs. 50 Cr Rs. 50 Cr to < Rs. 100 Cr Rs. 100 Cr to 500 Cr
365 Days
7.00% 7.00% 7.00% 7.00% 7.00%
7.00%
7.10%
366 days to 400 days 6.25% 6.25% 6.25% 6.25% 6.25% -- --
401 days upto 10 years -- -- -- -- -- -- --

Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above
From 13-08-2025 Non Callable Bulk Deposit-CUB Deposit PLUS
Period ROI(%)
Rs. 3 Cr to < Rs. 5 Cr Rs. 5 Cr to < Rs. 10 Cr Rs. 10 Cr < Rs. 20 Cr Rs. 20 Cr to < Rs. 25 Cr Rs. 25 Cr to < Rs. 50 Cr Rs. 50 Cr to < Rs. 100 Cr Rs. 100 Cr to 500 Cr
7 days to 14 days -- --

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15 days to 45 days

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46 days to 90 days -- --
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91 days to 180 days 5.80% 5.80% 5.80% 5.80% 5.80% 5.95% 5.95%
181 days to 270 days 6.30% 6.30% 6.30% 6.30% 6.30% 6.45% 6.45%
271 days to 364 days 6.30% 6.30% 6.30% 6.30% 6.80% 6.80% 6.80%
365 days
7.00% 7.00% 7.00% 7.00% --
--
--
366 days to 400 days
6.30%
6.30%
6.30%
6.30%
--
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401 days upto 10 years -- -- -- -- -- -- --


NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above
From 13-08-2025 Non Callable Bulk Deposit-CUB Deposit PLUS
Period ROI(%)
Rs. 3 Cr to < Rs. 5 Cr Rs. 5 Cr to < Rs. 10 Cr Rs. 10 Cr < Rs. 20 Cr Rs. 20 Cr to < Rs. 25 Cr Rs. 25 Cr to < Rs. 50 Cr Rs. 50 Cr to < Rs. 100 Cr Rs. 100 Cr to 500 Cr
365 Days
7.00% 7.00% 7.00% 7.00% --
--
--
366 days to 400 days
6.30%
6.30%
6.30%
6.30%
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401 days upto 10 years -- -- -- -- -- -- --



Interest rates for FCNR (B) Deposits with effect from 01-08-2025
PERIOD USD GBP EUR YEN CAD AUD SGD
1 Year and above but less than 2 Years 5.05% 4.50% 2.50% 0.20% 3.00% 4.25% 2.00%
2 Years and above but less than 3 Years 4.40% 4.25% 2.00% 0.20% 2.75% 4.00% 0.00%
3 Years and above but less than 4 Years 3.60% 3.25% 1.50% 0.20% 2.50% 3.85% 0.00%
4 Years and above but less than 5 Years 3.40% 3.00% 1.40% 0.20% 2.50% 3.75% 0.00%
5 Years only 3.35% 3.00% 1.40% 0.20% 2.50% 3.65% 0.00%




Interest rates on RFC Deposits with effect from 01-08-2025
PERIOD USD GBP EUR SGD
1 Year and above but less than 2 Years 5.05% 4.50% 2.50% 2.00%
2 Years and above but less than 3 Years 4.40% 4.25% 2.00% 0.00%
3 years 3.60% 3.25% 1.50% 0.00%

We may offer 0.50% p.a. on USD RFC savings account & 0% p.a. on EUR, SGD & GBP RFC savings account.

* Pre-closure penalty as per bank’s policy from time to time.

Last Updated on: 13-08-2025 12:02:04 AM

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