Current Account Charges

REGULAR CURRENT ACCOUNT
MAB SLAB Charges
MONTHLY AVERAGE BALANCE 10000
NON MAINTENANCE CHARGES Refer Slabs Below
CASH HANDLING CHARGES No Charges for the first month for newly opened accounts from account opening month
CASH DEPOSIT FREE LIMIT/MAB Free upto 10 times of MAB (maintained in the previous month) subject to a maximum of Rs.10 lakhs per month whichever is lower
CASH TRANSACTION EXCEEDING FREE LIMIT Charges at Rs 4 per Rs 1000
CHEQUE BOOK All newly opened Current accounts first cheque book (25 leaves) free of cost Second Cheque book onwards: Rs.6 per Leaf
RTGS/NEFT THROUGH ONLINE FREE
NEFT THROUGH BRANCH UPTO Rs.10000/- 1.50+GST
NEFT THROUGH BRANCH Rs.10001/- to Rs.1 LAKH 4+GST
NEFT THROUGH BRANCH Rs.1 LAKH TO 5 LAKHS 14+GST
NEFT THROUGH BRANCH ABOVE 5 LAKHS 24+GST
RTGS THROUGH BRANCH Rs.2 LAKHS TO 5 LAKHS 24+GST
RTGS THROUGH BRANCH ABOVE 5 LAKHS 49+GST
FREE DEMAND DRAFT NIL
STATEMENT PRINTING CHARGES If printed statements are required, it will be charged at Rs 10 per sheet with a maximum of Rs 25
SMS CHARGES * Refer Service charges
DEBIT CARD PIN GENERATION THROUGH NETBANKING FREE
DEBIT CARD PIN GENERATION THROUGH BRANCH Rs.50/-
POS NO DISCOUNT
QR STANDEE FREE
Counter Service Charge (Period based charges)
Metro Urban Semi - Urban Rural
5 free transaction per month after which Rs.30 per transaction 5 free transaction per month after which Rs.30 per transaction 5 free transaction per month after which Rs.30 per transaction 8 free transaction per month after which Rs.30 per transaction
CASH TRANSACTION AT BNA AFTER OFFICE HOURS

Additional 25% charge to what is applicable will be levied if cash is remitted after 3.30 pm. at the branch and on BNA. The cut off time of 3.30pm will be suitably modified in respect of branches which open before 10 am or later than 10 am. Same additional 25% charge will be applicable for Cash Deposits made through the branches open on holidays like the second and fourth Saturdays to provide basic banking facilities primarily to retail customers.

NON MAINTENANCE CHARGES
Minimum Balance Maintained Regular CA
MAB Above Rs.1,00,000/- 0
Rs. 75,000/- to Rs.1,00,000/- 0
Rs.50,000/- to Rs.75,000/- 0
Rs.25,000/- to Rs.50,000/- 0
Rs.10,000/- to Rs.25,000/- 0
Rs.5,000/- to Rs.10,000/- 350
Rs.5,000/- to 2,500/- 450
Less than Rs.2,500/- 500

Last Updated on: 08-05-2026 04:15:51 PM

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