BAJAJ LIFE INSURANCE ACE

BAJAJ LIFE ACE

A Non-Linked, Participating, Individual Life Insurance Savings Plan

(UIN:116N186V04)



What is Bajaj Life ACE?

Bajaj Life ACE is a Life Insurance Savings plan that gives you the power to fulfill your Financial Goals — with an option to choose Flexible Early Income or a lump sum payout along with a Life Cover. It is a Non-Linked, Participating, Individual Life Insurance Savings Plan. You can choose to receive income from the very first policy month, at a later date or in an increasing manner. You can build wealth depending on your life goals. Whether you are just starting out, planning for retirement, or looking to create a legacy — Bajaj Life ACE gives you the flexibility to choose your level of income and lump sum, as per your requirement.

Key Advantages


Early Income

An option to start receiving an income as early as the 1st policy month or 1st policy year or after the deferment period ends — giving you a reliable income stream that helps you to fulfill your short term financial needs.


Choice of Income

You have the flexibility to pick from 4 plan options available - Early Income, Deferred Income, Increasing Income, or Wealth — or mix and match more than one option to personalize it as per your needs.


Life Cover Throughout the Policy Term

Your family is protected throughout the entire policy term, up to 100 years


Multiple Rider4 Options

Options Enhance your base plan with riders4 for comprehensive protection at a nominal extra cost.


Tax benefits6

Premiums paid and benefits received under Bajaj Life ACE are eligible for tax benefits as per prevailing tax laws.


How Does Bajaj Life ACE Plan Work?


Step 1 - Choose how you want to receive your money

  • Early income

  • Lump sum amount

  • Increasing Income

  • Deferred Income

Step 2 - Choose how long you want to pay your premium

  • Pick the number of years you want to pay premiums—short term or longer term

Step 3 - Choose how long you want to receive income

  • Decide for how many years you want the pay outs

Step 4 - Choose the Income pay out frequency

  • Annual, Monthly, Quarterly, Bi-Annually

Step 5 – Decide how much premium you want to pay

  • Customize your plan premium that suits your budget

Bajaj Life Insurance Ltd. (Formerly known as Bajaj Life Insurance Company Limited)


BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS -IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.


Risk Factors and Warning Statements: Bajaj Life Insurance Limited and Bajaj Life ACE are the names of the company and the product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajlifeinsurance.com) carefully before concluding a sale. Bajaj Life ACE - A Non linked, Participating, Individual Life Insurance Savings Plan Regd. Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune 411006, IRDAI Reg. No.: 116, CIN: U66010PN2001PLC015959, Call us on Customer Care Number: 020-6712 1212. Mail us: customercare@bajajlife.com. Bajaj Life ACE (UIN:116N186V04). The Logo of Bajaj Life Insurance Limited is provided on the basis of license given by Bajaj Finserv Limited to use its “Bajaj” Logo. All charges/taxes, as applicable, will be borne by the Policyholder.


The risk factors of the bonuses projected under the product are not guaranteed | Past performance of the Company doesn’t construe any indication of future bonuses | The product is subject to the overall performance of the Company in terms of investments, management of expenses, mortality and lapses.


4Rider can be taken only along with a base life insurance plan at additional cost, as per the availability and product term and conditions as mentioned in sales brochure available on www.bajajlifeinsurance.com


6Tax benefits as per prevailing Section 11 (read with Schedule II, Sr.No.2) and Section 123 (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.


City Union Bank is a Corporate Agent for Bajaj Life Insurance Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0023. This Plan is offered and underwritten by Bajaj Life Insurance Limited. The purchase of an insurance plan by the customer is purely on voluntary basis.


BLIC-WC-EC-22607/26

Last Updated on: 05-08-2026 07:19:03 PM

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