Debit Card Features and Limits
| RuPay Debit Card - Features & Benefits *(T&C) | ||
|---|---|---|
| RuPay Debit Card | RuPay Debit Platinum Card | RuPay Debit Select Card *(T&C) |
| ATM withdrawals Per Month | Withdrawals unlimited at CUB ATMs and 5 Free at other bank ATMs | Withdrawals unlimited at CUB ATMs and 5 Free at other bank ATMs |
| ATM Withdrawal Limit Per Day | Rs.1,00,000/- (Rs.30,000/- other bank ATMs) | Rs.1,00,000/- (Rs.30,000/- other bank ATMs) |
| POS - at merchant outlet Limit Per Day | Rs.2,00,000/- | Rs.2,00,000/- |
| E-com (Online) transaction Limit Per Day | Rs.1,00,000/- | Rs.1,00,000/- |
| Airport Lounge Access (based on spend) - Domestic | शून्य | 1 per calendar quarter - To explore eligible international airport & lounge details visit - https://www.rupay.co.in/lounges T&C Apply - For more information, Please visit NPCI website - www.npci.org.in |
| Airport Lounge Access (based on spend) - International | शून्य | 2 per calendar year - To explore eligible international airport & lounge details visit - https://www.rupay.co.in/lounges T&C Apply - For more information, Please visit NPCI website |
| OTT Entertainment(any one of the listed offers in the RuPay Select Debit Card Program - Login) | - | Premium subscriptions with Amazon Prime (1 Year)@Rs.1/- (or) ZEE5 HD (1 Year)@Rs.1/- (or) SONY Liv (12 months)@Rs.1/- |
| Cab & Travel(any one of the listed offers in the RuPay Select Debit Card Program - Login) | - | OLA – Instant Gift Card Rs.100/- (or) UBER – Redeemable Coupon Rs.100/- |
| Gym (any one of the listed offers in the RuPay Select Debit Card Program - Login) | - | Cult.fit (3 Month)@Rs.1/- (or) Cult.fit (1 Month Elite Pass)@Rs.1/- |
| Golf(any one of the listed offers in the RuPay Select Debit Card Program - Login) | - | 1 Complimentary Golf Lesson / Round in a year. Discounted access from 2nd visit onwards |
| Health Check-up(in any one of the listed Labs in the RuPay Select Debit Card Program - Login) | - | 1 Complimentary premium health check-up package in a year. Discounted Health Check-up facility post utilization of complimentary offer |
| SPA Services(in any one of the listed SPAs in the RuPay Select Debit Card Program- Login) | - | 1 Complimentary SPA session in a year. 40-50% discount on additional sessions throughout the year |
| Amazon Pay Offer | Celebrate round the year with exclusive Amazon Pay offer on your RuPay Platinum Debit Card | - |
| Swiggy Offer | Celebrate round the year with exclusive Swiggy offer on your RuPay Platinum Debit Card | - |
| Merchant Offers (as applicable) | RuPay Platinum Debit Card brings a host of merchant offers and benefits across travel, dining and shopping -visit | For exclusive offers from selected partner merchants visit |
| Personal Accidental Death Insurance – Sum Assured | 2 Lakhs | 20 Lakhs |
| Permanent Total Disability | Severity of the case subject to Rs.10 Lakhs | Severity of the case subject to Rs.20 Lakhs |
| Air Accident | Not Covered | Not Covered |
| Eligibility Conditions of Personal Accident Death Cover | Atleast one E-com (online) / POS, RuPay Debit Card based transactions within 30 days prior to incident (For the above criteria, ATM card withdrawal / UPI transactions within 30 days prior to the incidents are not eligible)> |
Atleast one E-com (online) / POS, RuPay Debit Card based transactions within 30 days prior to incident (For the above criteria, ATM card withdrawal / UPI transactions within 30 days prior to the incidents are not eligible) |
| Claim Procedure(As per the existing procedure for RuPay Debit Card based Insurance- Claims) | Through our Insurance Department | Through our Insurance Department |
| *Navigate to NPCI Portal (www.npci.org.in) for RuPay Debit Card to know the latest/current Offers & Benefits | ||
| DEBIT CARD - PER DAY LIMIT | ||||
|---|---|---|---|---|
| CARD VARIANT | ATM | POS | ECOM | International Availability |
| Visa Platinum | 100000 | 200000 | 100000 | हां |
| Visa Business Debit | 100000 | 200000 | 100000 | हां |
| Rupay JCB | 100000 | 200000 | 100000 | हां |
| Rupay Qsparc | 100000 | 200000 | 100000 | नहीं |
| Rupay Select | 100000 | 200000 | 100000 | हां |
| Master Business Debit | 100000 | 200000 | 100000 | हां |
| Master World Debit / Platinum | 100000 | 200000 | 100000 | हां |
| CUB Card | 15000 | -- | -- | नहीं |
