Premium Home loan

Dear Customers, We are planning for a maintenance of our systems to serve you better. Due to this there may be disruption in our services on 19th Aug 2025 between 00:30 Hrs to 03:30 Hrs in ATM Switch Services.

BCP Activity

इस महत्वपूर्ण समय में, द न्यू इंडियन एक्सप्रेस और दिनामणि से हर दिन ई-पेपर न्यूज़ डाउनलोड करें

ई-पेपर

CITY UNION BANK is registered with DICGC

DICGC

Income:

Salaried (Net Take-home pay)	Non-Salaried (Gross Total Income)
Rs.50000.00 p.m	Rs.500000.00 p.a

Criteria in consideration of CIC scores:

Name of the CIC	Minimum Score
Transunion CIBIL	700

LOAN QUANTUM:

For construction or Purchase of ready built house: Minimum Rs.75.00 lakh and Maximum Rs.7.50 Crore.
Quantum of loan is decided based on the Net salary income / Net annual income and repayment capacity of applicant(s) based in FOIR (60%).

Moratorium and Repayment period:

The loan is to be repaid in Equated Monthly installments fixed by the Bank. The liability of the bank will be extinguished only when outstanding in the loan account becomes Nil, on payment of residual amount, if any.

विवरण	Construction	Ready built house	Repairs & renovation
Moratorium(Max)	24 months	3 months	3 months
Door to Door tenure(Max)- Inclusive of moratorium period	240 months	240 months	84 months