Senior Citizen Red Carpet Plan

High Lights

• Cover till 75 years: For Senior citizens aged between 60 to 75 years.
• No pre-acceptance medical screening: Pre-insurance medical test is not required.
• Covers pre-existing diseases: Covers pre-existing diseases from the second year onwards.
• Flexible policy basis: Get Protected upto 25 Lakhs on Individual and Floater basis
• Medical Consultations: Medical Consultations as an out-patient in a Network Hospital.
• Constant premium: Constant premium with lifetime renewals guaranteed.

Benefits
New Features:

• Three additional Sum Insured Options namely Rs.15 lacs, Rs.20 lacs and Rs.25 lacs introduced
• Policy is available for 1 / 2 / 3 year which can be renewed. Where the policy is issued for more than 1 year, the Sum Insured is for each year, without any carry over benefit thereof
• Policy can be issued both on Individual and Floater Basis
• Cataract limits revised
• Outpatient consultation in network hospitals
• Cost of Health Checkup

Hospitalization Coverage:

• Protects the insured for in patient hospitalization expenses for a minimum of 24 hrs. These expenses include room rent, nursing and boarding charges, Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drugs upto the limits specified.
• Ambulance charges for emergency transportation to hospital as per specified limits.
• Pre hospitalization expenses up to 30 days prior to date of hospitalization
• Post-hospitalization paid as lump-sum upto the limit specified.
• Expenses on Medical Consultations as an Out Patient in a Network Hospital up to the limits specified.
• Cost of Health Checkup for every claim free year upto the limits specified
• All day-care procedures covered.
• Sub-limits applicable for specified illness/ disease.