CUB Home Loan / Housing Loan - Premium Home Loan


Income:

    Salaried
    (Net Take-home pay)     		Non-Salaried
    (Gross Total Income)
    Rs.50000.00 p.m Rs.500000.00 p.a

Criteria in consideration of CIC scores:

Name of the CIC Minimum Score
Transunion CIBIL 700

LOAN QUANTUM:

  • For construction or Purchase of ready built house: Minimum Rs.75.00 lakh and Maximum Rs.7.50 Crore.
  • Quantum of loan is decided based on the Net salary income / Net annual income and repayment capacity of applicant(s) based in FOIR (60%).

Moratorium and Repayment period:

  • The loan is to be repaid in Equated Monthly installments fixed by the Bank. The liability of the bank will be extinguished only when outstanding in the loan account becomes Nil, on payment of residual amount, if any.
    • Details Construction Ready built house Repairs & renovation
    Moratorium(Max) 24 months 3 months 3 months
    Door to Door tenure(Max)- Inclusive of moratorium period 240 months 240 months 84 months

Last Updated on: 16-04-2024 11:20:47 AM

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